Can I use an LLC for a personal residence I already own?

If you already own a home (where you’ve taken title in your name), just forming an LLC will not protect you. A lot of people make this mental mistake. To get the liability protection from the LLC, you’d need to transfer the home from your name to the name of your LLC. You need to do this at a title company, and there will be additional costs.

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Articles of Organization for LLC

The Articles of Organization is the document that you’ll file with the Secretary of State’s office (or similar division) in the state where you are forming your LLC. Depending on the state, the LLC Articles of Organization may also be called a Certificate of Organization or Certificate of Formation… but they all do the same thing: they register your LLC with the state.

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What is an LLC Certificate of Organization?

A Certificate of Organization for an LLC (Limited Liability Company) is a document that does either one of two things, depending on the state where you are forming your LLC. In most states an LLC Certificate of Organization is a legal certificate from the Secretary of State showing that your LLC was duly formed and is recognized as a legal entity in that state. Usually in these states you file an Articles of Organization (or Certificate of Formation) and the state sends you back a Certificate of Organization.

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